Student insurance?

Question:

This is a long question: I have been diagnosed with bipolar disorder and I am starting law school next fall (if I get in). Is there any insurance that will cover me with a pre-existing condition? If so, how much will I have pay? How much do you think copays will be? I can't be on my parent's insurance because I will turn 25 during my first year. Thanks.

Answers:
It will be very hard for you to find coverage. If you do, it will likely exclude bipolar and cost waaaay too much. Insurance is an ***. Check with the school to see what's available.

I am bipolar, and I've been to law school. Be aware that law school is infamous for triggering manic phases. Be sure that you are ready for this. You can request a reduced courseload as a reasonable accommodation under the ADA, but this cause problems with the character and fitness committee of your state's bar association.

Also, if you have had recent, serious troubles due to your illness, that too can cause problems. You don't want to graduate, pass the bar exam, and then be denied admission to the bar.

I don't want to discourage you, but I do want you to be aware of problems that may come your way.

Student insurance?

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