What does applied to your deductible mean???

Question:

I got a bill for an ecography and it says $42.00 was applied to your deductible. The bill says I owe their company $42.00. What does this mean. Why do I owe them even more money than I paid them? I already paid my $40 copay!!

Answers:
Your insurance has a deductible that you have to pay before they start paying. Let's say that deductible is $200.00. That means, after you pay over $200.00 in medical expenses, they will start covering it. If $42 is applied to your $200 deductible, then you still have to pay $158.00 in other medical bills before the insurance company will start paying. Contact them to find out what the amount of you deductible is. I know it sucks, sorry :(

Maybe you have a higher deductible for specialists? Or maybe there was something done during your visit that the insurance doesn't cover?

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What does applied to your deductible mean???

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