i have been told i now have a medicare replacement plan. why?


Question:
I thought i was joining a medocare subplament plan The plan is Sterling a medicare advantage plan. I did not understand. Now i do not have medicare?

Answers:
I'm so sorry to hear you have a problem with this! We went through a lot of problems with my mom's Medicaid before she passed, and that was before the new laws. I understand it has been VERY confusing. Check this out. And then if questions aren't answered, talk to your state representative. Good luck.

www.medicare.gov
I went through the same thing with my mom and founf it very difficult to get a straight answer from 1-800-medicare. I urge you to get the book "Healthcare for Less" by Michelle Katz. She does a great job simplifying the process and gives definitions "in terms" that anyone can understand. After reading the book I found that the "original Medicare" was best for my mom and her perscription drug plan she has through her credit agency is best for her....oh, and don't forget that Medicare is having an open enrollment period between November 15 - December 31st, but before you start calling Medicare and asking questions, I would get "Healthcare for Less" at your local Barnes and Noble for $15 or on www.amazon.com...it will help clarify things for you like it did me:)


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