i hope someone can answer this, is a explanation of health care benifits a medical bill or what?

Question:

Answers:
No, it's not a bill. It's explaining what your insurance paid and how much! :)

Other Answers:
No - An explanation of heathcare benefits (EOB) is usually sent to you by your insurance company to let you know how they processed the claim (paid it, denied it, paid part of it, etc). If there is any balance due (like a copay), it will state it on the EOB but it is up to the doctor to bill you for that amount (most likely you already paid it when you went to the office). Hope this helps!

no it is and explanation of the benifits, it should say right on it. that this is not a bill

hi,no..an explanation from your health-care benefits provider is only a heads up on what they have paid for.It can however show what exactly they covered for you and you can see what the bill from the provider will be when it comes.If you have any questions about what it shows you may owe..you should contact your insurance company before you get the real bill and get the ball rolling in case there's a mistake.

Ah, you have good answers already. I work for a large health insurance company, but I am not authorized to speak for them officially.

The explanation of benefits bears careful reading. Besides telling you what your insurance company is paying, it tells you why they aren't paying for something, too. This is important, if the reason sounds funny, call them up! Various glitches in the process can cause them to reject a claim that they shouldn't.

Also large insurance companies get discounts from providers, and sometimes the EOB will say that you should not have to pay something that was covered by an adjustment. If you later get a bill from the provider, make sure they are not trying to recover that adjustment. Most insurance companies are very helpful, you can call their customer service with any questions you have.

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i hope someone can answer this, is a explanation of health care benifits a medical bill or what?

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