there are so many options for HEALTH INSURANCE PROVIDERS, can you recommend a good one?


Question:
I found plans from $50 to $180 for myself (28 yr old male) both ppo and hmo but dont know which to choose...

I curently pay 167/mo but there are no deductibles and such except small visit fees, and i also understand that Kaiser has good doctors (though i've only seen mine once, thank god)

but i find that everyone pays a little less, and after looking at a bunch of pay plans I realized that I could pay about $100/mo and have a small deductible...

now all i need is to choose good provider, like between UnitedHealthcare, Humana, Aetna, HealthNet, LifeWise, Celtic, Cigna, etc...

Have you had any better encounters with one over the other?

Thanks!!

Answers:
I have healthnet... the one that doesn't require referrals to specialists.

The best plans are the ones that cover 100%.

The 80 percent can really add up, plus, what an administrative nightmare if you have to go to the hospital with a zillion bills.
Blue Cross


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