Is The Mega Life and Health Insurance Company good? Does any have them and if so are you happy?

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I applied for Mega Life and Health Insurance. For starters it was expensive. I expected to pay about $300 a month. It took 3 months to get my policy. The monthly payments were to be automatic drafts from my checking account but they would not take a debit card. They wanted a credit card. I don't do credit cards. The payment went up $30. because my doctor said I had high blood pressure. I just took my blood pressure - 110/75. I don't have high blood pressure and told the dr. he caused my insurance to go up. So I cancelled them. Plus my doctor was not on their list. You have to call them everytime you got to a doctor to get their OK. Too much hassel.

Other Answers:
I have them and they don't cover much. don't go with them..if you do, you'll regret it.

I don’t have any personal experience with Mega Life, but any health insurance company should be evaluated on its:

·Financial rating
·Quality of Care
·Customer Satisfaction

A company’s financial rating is kind of like its reputation. A higher rating generally means the company is more likely to be around a long time and that it will continue to have the resources to help pay patient medical bills.

Finding a health plan’s quality of care is more difficult because it’s so subjective and many health plan models are so new that it’s hard to gauge the quality of care. One way is to see which doctors are in the insurance network. If you are in a traditional fee-for-service plan, it doesn’t matter because if you don’t like a doctor or hospital, you can move on from there. In an HMO or PPO, however, you have to look closely at their network of doctors and hospitals.

Customer satisfaction ratings are available from Consumer Reports and other consumer-focus publications (link below). You can also visit your state insurance department Web site (link below), and it should have the number of complaints for each insurance company. You can call them and ask them for help if you’d like to.

If you still have questions, try talking to local health insurance agents. Talking with more than one can give you a perspective of Mega Life’s reputation among many different customers. Just ask the agents up front if they represent Mega Life plans. MostChoice.com is an easy way to get in touch with qualified insurance agents. You can also get free quotes and policy information too. All you do is fill out an information request form and send it in. There’s no cost or obligation in any way, and within two days local agents will call you. Just ask your questions and let them to the legwork in finding a health plan that’s right for you.

You can find MostChoice here: http://www.mostchoice.com/health-insurance.cfm

Hope this helps,

Barnes @ MostChoice

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Is The Mega Life and Health Insurance Company good? Does any have them and if so are you happy?

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