Car insurance claim?


Question:
Me and my wife and 3 kids were travelling one day (off to see the mother in law we was following one of them new corsa's we went over a bridge and around a little corner and the corsa suddenly stopped which made me stop. i stopped in time cluch in and selected 1st gear to start of again then all of a sudden we was all jolted forward. We was hit by a van from behind my wife was pregnant at the time she was bricking it obviously coz of the baby she hurt her sholder neck and lower back. I hurt my sholders neck and back the pain comes and goes in my back and sometimes i get like a pins and needles feeling starting through my lower back going down my legs to my finger tips (is this normal after something like that?) still get some stiffness in my neck somedays and aches and pains other days but worst was about 2 weeks ago i had trouble getting out of bed and as soon as i got down stairs i couldnt move off the sofa all day and all night my back and neck was killing me and then other days

Answers:
Oh my goodness, the exact same thing happened to me.
GO TO A SOLICITOR STRAIGHT AWAY.
I'm going through the exact same pain & problems you are until i got a solicitor (a good one) involved.
If you need treatment from an osteopath (as i do) a hire car, fuel to get to & from the osteopaths, xrays, MRI scans whatever, you will not have to pay.
My solicitor told me that if it wasn't for this accident i wouldn't be in this state.
I had to buy a memory foam bed & a special chair because i'm in so much agony & am having injections in my back soon too which are all being paid for by the at fault drivers insurance company.
I had broken ribs too, which if i were you i'd get a second opinion.
If i fail this year at uni then that's another claim i can put in.
The insurance company put aside a minimum of £8k per person that is involved in an RTA & that's just compensation.
If you need any other info, please just let me know, i would be really glad to help. I know so much about all this now.
You've got a really strong case oh & keep a diary about what pain you're in & what's going on, trust me you'll need it.
Back and neck pain is very common in a car accident, especially when you are struck unexpectedly. The pins and needles feeling if still exists could be possible nerve damage, meaning maybe you could have a misalignment somewhere in your vertebrae. I would not worry too much about the insurance company. It is their job to assume that all claims are fraudulent until proven otherwise because of the amount of fraud claims submitted. They assume we are all liars. Once you have medical records supporting your claim they settle out of court where the other driver is clearly at fault from hitting you from behind.
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