Health insurance companies 'have limited sex' policies?
Question:
This is what it says for Viagra prescriptions.
For Viagra Tabs when using your retail pharmacy benefit:
Your plan provides coverage for this medication at a maximum quantity of 15 tablets within a 90-day period.
This medication is covered.
Your plan covers this medication for men only.
Please note that if this medication were filled today, the dispensing quantity may be limited.
So they expect ppl with problems to have limited sex? Cant have sex everynite alternate days for 90 days? Does this sound rite on the part of insurance companies ?
Answers:
No, it's not right. Insurance companies anymore seem to feel like they need to control every possible aspect of people's health, so they don't have to give up any of their money to pay for the things they are supposed to pay for. My insurance company stopped paying for my Nexium (medicine for stomach acid) and Zyrtec (allergy medicine) a few months ago, because their reasoning was that you can buy similar things over the counter instead. I thought I was going to wind up with an ulcer because my stomach felt like it was on fire all the time I had such bad constant heartburn..after trying several different OTC meds, I found one that worked decently, but still not as good as my old medicine did. So it's nice to know (sarcasm) that insurance companies are now trying to control people's sex lives. 15 pills for 90 days? Isn't that something close to having sex maybe once a week? Ridiculous.
Yes.
After all, the other people on the insurance plan are paying for your meds, too. Most of them are not having sexual intercourse but 3 times per week, on the average. They would probably resist paying for you to have it nightly!!
They cover Viagra but do not cover birth control... that is what doesn't make sense to me!
Yes, I realize that this seems unfair on the part of the insurance companies. But, let me be one of the first to tell you that it really isn't up to them. Your employer pays for a product offered to them by the insurance company. For XX amount of dollars you get product X. The limits placed on prescriptions, procedures, what doctors you visit and such is based on what insurance product your employer paid for. So...talk to your HR representative and lobby for a better insurance policy. It could help you in the long run. Good luck.
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