I live in the Dallas Ft Worth area and I am in need of some dental and orthodontal work.?
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You have four options with dental.
1. Visit a local dental school. You can get most procedures done for a reduced price if you're willing to let them practice on you and actually they are very good.
2. Insurance - Depending upon the policy: cost $30-$60 per month. You pay a $50 deductible first, they have an annual maximum that they'll pay per year of $750 - $1500, they have a waiting period up to 18 months for major work and then you're paying 50% of the charges. Example - average cost for a root canal in my area is $829. With insurance you pay $414 after paying 18 months of premium (around $800 or $900). Advantage - you can use any dentist with most plans.
3. Discount plans - Cost - $5-$12 per month. No deductible, no annual maximum and no waiting periods. Also, hardly any dentists will accept the plan and when they do you MIGHT get a 10% discount, which is about the same discount you can get by paying cash. Example - average cost for a root canal in my area is $829. With discount plans you pay around $746. Be very wary of these plans because most are scams. The people that sell these plans have little or no knowledge about health & dental insurance and do not need a license to sell them. The plans are not regulated by the state so you have no recourse when you have problems. Some states are starting to ban these plans from being sold. Here is an informative link http://www.insurancejournal.com/news/wes... concerning these plans.
4. Fee for Service discount plans - Cost $7-$15 per month. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. Example - average cost for a root canal in my area is $829. With fee for service plans you pay as little as $404.
I'm an insurance agent and my personal plan is the fee for service plan. I got mine here http://www.dpbrokers.com/default.aspx?lo... specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
Depending on your income level you may qualify for free Dental Care, If you live in Tarrant County contact John Peter Smith, If you live in Dallas County contact Baylor School of Dentistry(Dental students work on patients under a licensed dentist and you pay only the cost of materials and administration fee--)3302 Gaston Ave, Dallas, TX 75246
(214) 828-8100
Ask about the Texas Smiles program. A link that you may find helpful is provided.
Dental Tourism is now common practise, whereby patients find it cheaper to travel to india for dental treatment. specifically orthodontal treatment which is very expensive in developed countries can be done at a fraction of the cost with the same quality in india. you can contact Inderprastha Dental College at ipdentalcollege@yahoo.com for the same.
Hi Crystal
http://www.affordabledentalandmedical.co...
it's .com... for some reason, the "m" doesn't come out in the post. You can get dental benefits for yourself and family for just $19.95 month. Our Corporate office is actually in Plano.
Hope this helps!
May God and Jesus Bless You Always,
Joelle Niedecken
Hi Crystal
If the cost of treatment is a major concern, then i would suggest you explore the option of travelling to another country for your dentalwork.
Whilst it isnt financially feasible for everyone, the fact you can save over 90% on prices in the US and UK makes it very attractive to many.
Of course you need to do your due dilligence and make sure the dentist you decide on has both the expertise and most importantly recommendations you can check.
I have done this myself a few months ago. After extensive research i went to a delightful and highly recommended lady dentist in Mexico, and saved myself over $33,000 on what i'd been quoted here.
As i say , this isnt for everyone, but if you are thinking of spending a considerable sum of money, it is an option you should perhaps at least consider..:-)
More details on where and why i went to Mexico below
Hope this helps
Cheers
TonyW
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