Anyone know where to get good individual dental insurance thats effective immediatly?


Question:
I need my wisdom teeth removed but have no insurance, most individual insurance companies have a 6 month waiting period for procedures other than preventitive. I need them out now because one was infected and I got it treated with antibiotics but Im afraid it will come back because it keeps bleeding. Any help will do and I am in florida.

Answers:
Nope. Why would anyone sell you insurance and immediately cover a pre-existing condition? This is like shopping for medical insurance when you are 6 months pregnant.

I hate, hate, hate to say this, but since you said, "Any help will do," you might be someone who should look into a dental discount plan. Bear in mind that it is NOT insurance and you may have to go to a dentist that you don't like to take advantage of the discount, but you might be able to pick up a discount plan and get your wisdom teeth out and then dump the plan. I'm sure someone representing one of those plans will come along and pitch their product in response to your question.
You can check into dental schools in your area, sometimes they will do this type of procedure for a low cost..
ouch. ...in the mean time just gargle with hydogen peroxide...

Good luck!
please try this
<a href="http://www.anrdoezrs.net/click-1748196-1... target="_top">help!</a>
It isn't insurance, but this dental plan will save you tons of money, and it is effective immediately! http://www.mybenefitsplus.com/fornido... Good luck, let me know if you have any questions!
Delta Dental, Aetna, Guardian, Metlife, and BCBS of Florida are good, but for individual plans you are going to end up forking out a lot of money. You need a PPO plan, make sure the contracted dentists are near you before you buy the plan. If I were you, I would just take a loan, use a credit card, or borrow money from a family member, because getting your wisdom teeth extracted will max out your plan for a whole year, and the general sedation is not covered. You will spend more money trying to get insurance. Try to pay cash, and ask for cash discounts at oral surgeon offices, tell them you are in pain and they could break you a deal. Edward J. Meszaros, DMD 1736 E. Edgewood Dr. Lakeland, FL 33803 863.284.9050 is a great Oral Surgeon. Cost about 1000 for 4 wisdom teeth extractions for my husband (no insurance).
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